Home Mutual Fund What is E-mandate and it's benefits?

What is E-mandate and it's benefits?

Last updated on Jun 09, 2025

For the clients, to automate their recurring payments to SIP will have to complete the process of e-mandate. For example, you've created a SIP for ₹10,000 in a mutual fund. Now either you can do this manually each month or automate this process by allowing your stock broker to auto-debit ₹10,000 via bank a/c, this process of auto-debit from a bank a/c is called e-mandate. This paperless service was jointly launched by RBI and the National Payments Corporation of India (NPCI). Following are the major benefits of e-Mandate

A- Just 3-day approvals B - Completely paperless process. No need to sign and send a hard copy to a financial institution

C - 3-step process. Enter Amount. Verify email. Provide an eSignature.

D - A highly secured process with Aadhaar verification

Note: the maximum amount of recurring deposits via e-mandate can be for ₹1,00,000